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  • A hand holding FCU's Visa Wave Credit Card
    Financial Advice

    Mon. Feb 24, 2020

    What Teens Need to Know About Getting and Using Credit Cards

    5 min read

    The Credit Card Accountability Responsibility and Disclosure Act (Credit CARD Act of 2009 for short) changed the rules regarding teenagers and credit cards. Before this legislation, roughly a third of American teens had credit cards.

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  • A budget list notebook with a coffee cup
    Budgeting

    Fri. Feb 21, 2020

    How to Stick to a Budget: Rules, Tips, and Apps That Work!

    8 min read

    Do you have an extra $400 on hand for an emergency? If not, you’re not the only one. 27% of adults say they would either need to borrow money or sell something to afford a $400 emergency.

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  • Calculator on a desk
    Financial Advice

    Fri. Feb 14, 2020

    Annual Financial To-Do List

    5 min read

    What financial, business, or life priorities do you need to address for the coming year? Now is a good time to think about the investing, saving, or budgeting methods you could employ toward specific objectives, from building your retirement fund to managing your taxes. You have plenty of choices. Here are a few ideas to consider:

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  • Women working at a desk
    Financial Advice

    Fri. Feb 07, 2020

    How to Set Smart Financial Goals for 2020: Plan Your Future

    7 min read

    Do you constantly set goals saying you're going to save more and spend less, only to find yourself no better off than you were before?

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  • Business Store Owner
    Business Banking

    Thu. Jan 23, 2020

    Small Business Series: Obtaining Licenses and Permits

    3 min read

    In Part 2 of our Small Business series, we discussed the different legal structures for businesses.  In Part 3, we describe the major permits and licenses business may need to obtain. When it comes to opening your business, regardless of its structure type, it is vital to have the proper permits. Operating without licenses means you’re at risk for being closed down by the city or facing steep financial penalties.

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  • business agreement shanking hands
    Business Banking

    Thu. Jan 02, 2020

    Small Business Series: Choosing The Legal Structure For Your Business

    4 min read

    Incorporating your business is far from a formality. Your legal structure can determine your liability risks, taxes, and what rules and regulations your business is subject to.

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  • Two businessmen smiling
    Business Banking

    Mon. Dec 30, 2019

    Small Business Series: Nine Steps for Starting Your Own Business

    If you’re starting your first small business, the task might seem daunting and overwhelming. You might ask yourself what’s involved? Are there best practices to follow? How can you improve the odds of achieving your goals?
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  • Wooden blocks with 2020 and money icons on them
    Financial Advice

    Fri. Dec 27, 2019

    New Year's: What To Do With Your Money In 2020

    Here are some things you might consider before saying goodbye to 2019. 
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  • smiling Florida Credit Union members
    Membership

    Thu. Dec 26, 2019

    How to Become A Florida Credit Union Member

    Learn how to become a Florida Credit Union member!
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