Special Offers

Florida Credit Union's Current Promotions

Get a 0% Intro APR¹ for 12 months on purchases with a Visa® Platinum card

Choose the card to fit your needs from Florida Credit Union's Visa® options. 

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Get up to $400² to Refinance an Auto Loan

Get up to $400² when you bring an auto loan from another lender to Florida Credit Union.

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Get a 5.99% Intro APR on a HELOC and after 6 months, enjoy an APR as low as 8.75%³

Cover home improvements, renovations or an upcoming expense with a great rate on a home equity line of credit (HELOC).

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Earn 2% APY⁴ with a Youth Savings Account

Young savers aged 17 and under can earn up to 2% APY⁴ on balances up to $750.

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Save on TurboTax and/or H&R Block Services

Save up to $15 on TurboTax and get your max. refund or save $25 on in-office tax prep at H&R Block.

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Offers can be cancelled at any time. Membership eligibility requirements are available here.

1. 0.00% Introductory APR (Annual Percentage Rate) for 12 monthly billing cycles following the issuance of the account. After that, your Platinum Rate APR will vary based on your creditworthiness and card type. Min. 11.90% - Max. 17.90% APR introductory interest rate only available for new cards only; new cards cannot be used to pay off existing Florida Credit Union cards or loans; not available for the Fresh Start credit card. Introductory rate does not include cash advances. Subject to credit approval. 

2. Existing FCU vehicle loans are not eligible for refinancing. Rebate based upon total loan amount. Subject to credit approval. Cash back bonuses are considered interest and will be reported on IRS form 1099-INT.

3. APR = Annual Percentage Rate. Your rate may be higher based on your credit worthiness and property valuation. Subject to credit approval. Rate quoted is as of 05/03/2023 and based on a HELOC with a 10-year draw period, 20-year repayment period. Intro APR for up to 90% LTV. The HELOC rate is a variable rate and is based on Wall Street Journal Prime plus .50.  Minimum APR 8.75% - Maximum APR 12.00%. For example, a $25,000 10- year Home Equity Line of Credit with an 8.75% interest rate and an 80% Loan-to-Value (LTV) will have an APR of 8.750%, 120 payments of $309.9613.32; total finance charges of $12,598.03 for a total payment of $37,598.03. Rates will be no less than Florida Credit Union’s minimum interest rate. This discount promotion cannot be combined with other Florida Credit Union promotions. Limited time offer and subject to change without notice. 

4. Annual Percentage Yield (APY) is effective as of 06/1/2023 and subject to change at any time. Minimum to open account: $0.01 - Minimum to earn interest: $0.01.  Balances $750.01 and above will earn 0.15% APY. Fees may reduce earnings. $5 share savings account required for membership. One account per qualified youth member.