Lock in a great rate

and enjoy peace of mind.

Secure your savings today and feel confident about tomorrow. A Certificate of Deposit (CD) or IRA CD from Florida Credit Union offers guaranteed growth, so you can move forward without the ups and downs of the market.

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Our Featured Rates

Home Equity Line of Credit

Intro APR
3.99%
for 6 months
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Certificate Specials

13 month CD APY
4.25%¹
19 month CD APY
4.50%¹
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Auto Loans

No payment
$0
for the first 90 days!
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5/1 Adjustable Rate Mortgage (ARM)

APR as low as
6.66%²
Interest rate as low as
6.50%
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Subject to credit approval. Select learn more for terms and details.

Protect your information and stay secure.

Scams are becoming more convincing, making it more important than ever to know how to protect your information. At FCU, fraud monitoring, secure login practices, and account alerts work together to help protect your accounts.
Learn More Protect Your Account

Tap. Pay. Done.

Skip the swipe and checkout with ease. Use your mobile wallet for quick, secure payments anytime, anywhere.
Learn More Explore Card Management

Lady Lake Branch Coming Soon!

We’re excited for Florida Credit Union to join the Lady Lake community! Our Lady Lake branch will open soon and will offer personalized service, convenient banking solutions, competitive loan options, and the financial tools you need to reach your goals.
Learn More Explore the New Location

Pet of the Game

Weekly Winners!

 

Florida Credit Union is partnering again with the University of Florida to kick off our fifth annual Contest! Each week during the Florida Gator football season, we will announce a Pet of the Game winner. The pet with the most votes wins, and votes will reset for the next week's winner. Share your entry with your friends to boost your pet's chances of winning!

Learn More Enter your Pet!

Proud to Be Part of Lecanto

Florida Credit Union is now serving the Lecanto community. Visit our newest branch to meet our friendly team and discover financial solutions designed to help you reach your goals.
Learn More Visit Our Lecanto Branch


About Florida Credit Union

Serving Members Since 1954

Florida Credit Union serves our members and communities with efficient, convenient services and quality products that meet their everyday and long term financial needs.

Why FCU?

  • Member-Owned
  • 24/7 Access
  • Better Rates
  • Community Focused
  • Free Checking
  • Much More
Join FCU Today About us

Celeste

Member for 40+ years

“I have had some difficult situations, but they have always taken the time to give me expert advice. Because of them, I have pretty much been able to live comfortably, as far as my banking needs go.”

Lester

Owner of Splitz Bowling

“I’ve been with a lot of different financial institutions, and Florida Credit Union is by far the best. I think what people need to understand about Florida Credit Union is that they really are a family. They treat you like family, and they’re so easy to work with.”

Lily

Home Financed with FCU

“There were people helping me with questions in Spanish, so I could understand the process better. They helped me with everything I needed.”


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DISCLOSURES

1. Annual Percentage Yield (APY) is accurate as of 10/15/2026. Limited time offer subject to change at any time without notice. See share certificate agreement for current rates, terms and requirements. Minimum balance to open share certificate varies per certificate with a maximum of $5,000,000. After maturity, if you choose to roll over your CD, you will earn dividends according to the CD agreement or at the then current APY as stated on flcu.org at that time. A penalty may be imposed for early withdrawals which may reduce earnings. Fees may reduce earnings.


2. Subject to credit approval. APR = Annual Percentage Rate. This is a special and limited time offer that can be discontinued anytime based on market conditions. Your rate may be higher based on your creditworthiness and property valuation. An adjustable-rate mortgage loan (ARM) with a fixed interest rate for the first 5 years. Afterward, the 5/1 ARM switches to an adjustable interest rate for the remainder of its term. The rate adjusts based on the Secured Overnight Financing Rate (SOFR) published by the Federal Reserve. Special rate for in-house portfolio loan only. 5/1 Year ARM with no points and an estimated $4,000 closing cost monthly payment example: The payment on a $250,000 loan would be $1,580.17 per month at an adjustable interest rate of 6.50% and a 6.66% APR with a 360-month term. ARM rates subject to increase during the loan term. This payment and rate would be in effect for the first five years with annual adjustments thereafter according to the disclosure above. Rate quoted as of 10/14/2026. Down payment requirements and interest rate are based on borrower’s creditworthiness.