A balance transfer allows you to move exsiting balances from your current card(s) over to a new card that typically has a special offer and/or a lower rate! These special offers and promotional periods offer a window that will allow you to pay your balances down without having to worry about interest. Take a second to review these pros and cons to see if a balance transfer is the right option for you!

Quick cash schemes happen when a victim pays money in anticipation of receiving something in return—typically a loan, gift or investment—and once they've paid up, they receive little or nothing in return. While it can be tempting to take the bait when in a bind, you shouldn’t ignore warning signs that could end up costing you far more in the long run. Here are a few warning signs to look out for :

We’re  on a mission to shatter the stigmas surrounding credit unions because we know, like everything else, financial institutions are NOT one size fits all. And why should they be?! Florida Credit Union is here to serve all of your banking needs, no magic lamp required.