Fixed-Rate Mortgage

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smiling couple in new fixed-rate home

Fixed-Rate Mortgage

PREDICTABLE MONTHLY PAYMENTS.

A fixed-rate mortgage means your interest rate stays the same over the life of your loan.

  • We offer loan terms ranging from 10-30 years
  • Up to 100% financing available
  • Fixed-rate mortgages are available for primary residences, second homes, investment properties, and land loan options
  • Construction loans are available (including manufactured homes and land)

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Mortgage Calculators



DISCLOSURES

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending is available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. This data is available online at the Consumer Financial Protection Bureau’s Website (www.consumerfinance.gov/data-research/hmda). HMDA data for many other financial institutions is also available at this Website.


Subject to credit approval. Monthly payment example for a 30-year fixed interest with no points and an estimates $4,000 closing cost: The payment on a $100,000 loan would be $606.92 per month at an interest rate of 6.75% and a 7.138% APR with a 360 month term.


Fixed-Rate First Mortgage- Terms are 10, 15, 20 and 30 years. Maximum loan amount is $$766,550. Credit approval and other restrictions apply.


The calculators found on this page are for information purposes only. While the results of the calculators may be generally accurate, the results do not reflect any specific credit union accounts, loans or other products or services and may not exactly match the calculation methods used by the credit union (or any third party) for accounts, loans or other products or services. These calculators should be used only for general informational purposes and should not be relied on for any specific transaction.