Personal Banking Services


Checking, Savings & Loans from Your Local Credit Union

Here at Florida Credit Union, we understand that no two members have the same financial goals and desires. This is why we’ve worked hard to develop a wide selection of personal banking services, including free checking accounts, which are capable of meeting our member’s needs while helping to protect and grow their future. 

Apply for Your Free Checking or Savings Account

As a full-service, member-owned financial institution, we’re able to offer the same products and services as the “big banks” without sacrificing the personalized service and attention our members have come to expect. Our personal banking services are designed for one thing: helping to guarantee the financial success of our members.

Important Information about Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account, we will ask for your name, address, date of birth, and other identifying documents.

Free Checking Accounts

Florida Credit Union provides our members with a wide variety of free personal checking accounts designed to ensure our members can quickly and easily manage their finances. And, with so many checking account features, including free debit cards, online banking, and checking overdraft protection, our members will have everything they need to pursue financial success.

Savings Accounts

Whether you’re saving up for a big purchase or simply looking to put away some extra money, Florida Credit Union’s savings account options, like our personal savings, money market, holiday, and vacation accounts, are a great way to help bolster your financial security.

Kids Checking & Savings Accounts

It’s never too early to start teaching your children about financial responsibility, and with a kids checking or savings account from Florida Credit Union, your children can start saving their money and learning how to manage their finances.

Home Mortgages

When you’re on the market for a new home or condo, or looking to build your own dream house, Florida Credit Union can help. Our home mortgage loans feature a wide range of options that can be customized to your unique financial needs and goals.

Home Equity Loans

You’ve worked hard for your home, now let it work hard for you! With a home equity loan from Florida Credit Union, you can use the equity in your home to pay for college tuition, renovate your home, or take that long-deserved vacation.

Vehicle Loans

Get back on the road faster than ever before with a vehicle loan from Florida Credit Union. Our flexible, low-rate auto loans cover everything from cars and trucks to boats, RVs, and motorcycles. Plus, with free CARFAX vehicle history reports and our Auto Advisory service, you’ll know you’re getting a good deal.

Personal Loans

Florida Credit Union is committed to ensuring our members are ready for everything life can throw at them, and with a personal loan customized to your needs, you’ll be prepared. From debt consolidation to eCredit and refinancing options, we can help.

Personal Visa® Credit Cards

Florida Credit Union’s Visa® credit cards are better than the competition. It’s that simple. From our low, non-variable interest rates to our rewards program and card customization options, you’ll find the right personal credit card option for your lifestyle.

Insurance Products

Protecting your family and your assets has never been easier than with life insurance policies and car insurance options from Florida Credit Union. Our insurance packages can be customized to your unique needs to help ensure that your family is in good hands no matter what.


Want to know how much that new car payment will be? Or perhaps you’re looking to purchase a home and want to know how much house you can afford? Our online calculator tools can help you prepare for just about any financial scenario.

Fee Schedule

Learn more about Florida Credit Union’s fee schedule.

Contact Florida Credit Union

Contact Florida Credit Union’s personal banking specialists to learn more about our personal banking services and how they can benefit you, your family, and your future.



FCU Mailing Address: P.O. Box 5549, Gainesville, FL 32627   Phone: (800) 284-1144   Email:  
Equal_Housing_black_jpg   NCUA_Transparent_black   © 2018 Florida Credit Union. Federally insured by the NCUA.         
close (X)