About Florida Credit Union


A Leading Credit Union in North and Central Florida

As one of the top credit unions in Florida, FCU is proud to offer unmatched free small business banking accounts, personal banking accounts, low-interest loans, and all the other products, services, and options you’ll find at the big banks, but with a focus on you, your goals, and your financial future.

Become a Member of Florida Credit Union!

Originally founded in 1954 as the Alachua County Teachers’ Credit Union, Florida Credit Union has now grown to serve over 73,000 members in who live and work in the 27 North and Central Florida counties listed below:



St. Johns


The Florida Credit Union Difference

As a member of Florida Credit Union, you are a co-owner of one of the strongest credit unions in North and Central Florida. We strive to provide our members with a diverse variety of financial products and services, including:

But, the real difference between FCU and other credit unions lies in the nature of our organization – we’re a customer-owned financial services cooperative committed to our members and their needs. Unlike major banks, Florida Credit Union can’t be bought or sold. We don’t work this hard to benefit stockholders and haven’t built this great credit union just to sell it – we do all of this for you, our members.

With FCU, our stockholders and customers are the same people – we just call them, “members.” Profits earned are retained and used to meet our members’ needs and help ensure that we provide the best banking services possible. Our goal is to serve our membership by offering convenient products and services capable of safeguarding our members’ finances while helping them grow and preserving the strength of the financial cooperative for generations to come.

FCU follows these seven cooperative principles in everything we do:

  • Voluntary and open membership
  • Democratic member control
  • Member economic participation
  • Autonomy and independence
  • Informational education and training
  • Cooperation among cooperatives
  • Concern for the community

These seven principles, and our continued commitment to providing our members with the best financial services possible, is what constitutes the Florida Credit Union Difference.

Read the Florida Credit Union Welcome Brochure to learn more!

The History of Florida Credit Union

Established in 1954 as a state-chartered credit union for teachers, FCU was originally named the Alachua County Teachers’ Credit Union, and was owned and operated by teachers working in the Alachua County School System. After the first annual meeting in 1955, FCU began to add more school systems, community colleges, and other educational groups in the area, which helped grow and improve the credit union’s offerings. 60 years later, FCU is now a leading credit union that serves 27 counties across North and Central Florida, and continues to expand its products and services while striving to ensure each and every member’s financial needs aren’t just met – they’re exceeded.

Contact or Visit Your Local Florida Credit Union Branch

Visit or call your local Florida Credit Union branch today to learn more about our personal and small business banking and loan services, investment capabilities, and financial education courses. We look forward to showing you the FCU Difference.


close (X)