Online Banking

Signing up is easy and secure:

• Choose the Login button on the homepage and then Register for Online Banking, or select the button below:

• Accept the disclosure to begin registration
• You will need your member number, social security number, birth date, and (email or zip code)
• Set up a username and password
• Follow the prompts to complete registration

Tip!  If you have a joint account, each member can have their own login.

Take care of bills quickly and conveniently with Online Bill Pay. Send one-time payments, schedule automatic recurring payments and send person to person payments with Pay a Person. Learn more about Online Bill Pay and Pay a Person.

Make payments to loans, transfer funds between your FCU accounts or to other FCU members, and even make transfers to other financial institutions on enabled accounts. Most transfers can be made in the Transfer widget.
 

How can I pay my FCU Loan (Mortgage & Credit Card Included)?

• Internal FCU Account: Using FCU Anywhere Transfers you can select any of your FCU checking or savings account to pay towards a loan. Payment options will vary depending on Loan types. Change frequency to set up recurring transfer payments.
• External Account: There are two ways to access the FCU Loan Payments portal that will allow you to make a payment with a Debit card or an External Bank Account:
  1. In FCU Anywhere, Pay Loan from Another Institution located in the Transfer & Pay menu and in Transfers will allow you to access the payment portal.
  2. From www.flcu.org, access the Make a Payment link at the top of the page. 

*Debit Card loan payments are subject to limits, other restrictions may apply.

How can I make Person to Person payments?

Send money to just about anyone using a cellphone number or email address with Pay a Person in FCU Anywhere*, located in the Bill Pay with Ebills widget.

*Online Banking and Bill Pay access required.

Manage your accounts with the Financial Wellness widget, part of FCU Anywhere Online Banking. The widget provides tools for saving and budgeting.

How to Set Up a Budget

View our Budget Quick Start Guide (Online Banking) for details.

How to Edit Transaction Descriptions and Categories

To help you easily view and analyze your accounts, each transaction in the Financial Wellness Widget contains a transaction description and is also assigned a category. The transaction description provides details about the individual transaction, while the category defines the type of transaction which has occured.  

For example, the Transaction Description for the sample transaction below is: Payment to Clay Electric.  The transaction's category description is: Utilities.

These labels are designed to help keep your money organized. To learn more about Transaction Descriptions and Categories:

• View our Transaction Descriptions and Categories Guide (Online Banking).

How to Set Up a Savings Goal

Create savings goals for the things you want most with the Savings Goal tab in the Financial Wellness widget

Simply title your goal, enter the amount of your goal and set a target date for completion.

To meet your goal, you will need to fund your savings account at the monthly average calculated by the widget.

Then, watch your progress circle fill up and your goal percentage increase over time!

View a demonstration of the Savings Goal tab below:

Never miss important updates like notifications for eStatements, cleared checks, deposits, withdrawals, and more. You can even get notified when your CDs are ready to mature.

How do I set up notifications/alerts in FCU Anywhere?
To receive or change notifications, update your account settings: 

• On a desktop computer, click the arrow to the right of your username. 
• On mobile, navigate to the More tab, then select Alerts beneath the widgets listing.
• Once in Settings, select Alerts. Then choose your preferences from the various alert categories.

How do I access eStatements in FCU Anywhere?

Make the switch to paperless to view your account summary safely and conveniently on your device. Access your statements using the eStatements widget in FCU Anywhere.

Ensuring the privacy and security of your account and personal information is a top priority for Florida Credit Union.

We have designed and installed layers of security to protect your account information, as well as your devices. These include automatic sign-off, encryption, firewalls and password lockout.

You can be assured of our site’s security by checking to see the “https:” in our URL; the “s” signifies a secure site. You can also check for the padlock on the Status Bar.

When you set up online banking, you'll be asked to enter a temporary verification code. Once entered, your account is protected with Multi-Factor Authentication.

Remember to log-off at the end of each Online Banking session. We recommend clearing your cache and history files after you log off.

Please read our security page for a more in-depth description of our security features.