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Become a Member. Experience the FCU Difference.

At Florida Credit Union, you're more than an account number—you're a member. That means competitive rates, personalized service, and financial solutions designed to help you reach your goals. From checking and savings to loans, mortgages, and digital banking, we're here to make managing your money simple, convenient, and rewarding. Experience the difference of banking with a financial partner that's invested in your success.

Florida Credit Union Membership Eligibility

Joining Florida Credit Union is easier than you might think. You may be eligible for membership if you meet one or more of the following qualifications:

  • An immediate family member of a current Florida Credit Union member
  • Live or work in one of the 48 Florida counties we serve
  • Have a child currently attending school in Alachua, Gilchrist, Union, Bradford, Columbia, or Marion County
  • Are a current student or alumnus of Santa Fe College or Florida Gateway College
  • Are currently attending school in Alachua, Gilchrist, Union, Bradford, Columbia, Marion, Pinellas, Hillsborough, Osceola, Brevard, Indian River, Manatee, Sarasota, Charlotte, Hardee, DeSoto, Highlands, Glades, Okeechobee, St. Lucie, or Martin County

Florida Credit Union County Membership Map


FCU Membership Map

Credit unions call their customers "members," but at Florida Credit Union there's no membership fee. Joining FCU is free. All you have to do is open a savings account with a $5 balance. That small deposit actually buys you one share of ownership in FCU!

To become a member of Florida Credit Union, you just need to live or work in one of the 48 Florida counties listed below. Membership is also open to businesses and other legal entities located in the same counties. Join more than 140,000 other members in experiencing the Florida Credit Union difference.

Alachua
Hernando
Orange
BakerHighlandsOsceola
BradfordHillsboroughPalm Beach
BrevardIndian RiverPasco
CharlotteJeffersonPinellas
CitrusLafayettePolk
ClayLakePutnam
ColumbiaLeeSarasota
DeSotoLeonSeminole
DixieLevySt. Johns
DuvalMadisonSt. Lucie
FlaglerManateeSumter
Gilchrist
MarionSuwannee
GladesMartinTaylor
HamiltonNassauUnion
HardeeOkeechobeeVolusia