Florida Credit Union Fee Schedule

If you're interested in taking advantage of any Florida Credit Union personal, business or general services, keep in mind these fees will apply. Effective February 1, 2018.

Account Services Account Details
ATM Usage Fee (Unlimited with $2,500 on deposit) 8 free per month, $1.00 thereafter
Chargeback Fee $15.00
Early Close Fee (if closed within 6 months) $20.00
Excessive Savings Withdrawal Fee 2 free, $2.00 thereafter (No charge with $1,000 deposit)
Inactive Account Fee $15.00/month
Inactive Checking Fee $15.00/month
Lifeline Banking Service Fee $10.00/month or $1,000 combined deposit balance or active loan
Make an FCU Loan Payment via Web/Phone $5.00
Minimum Balance Fee – Savings Waived with combined deposits of $300 or active loan
NSF Chargeback Fee $41.00
NSF Fee (Insufficient Funds) $41.00
Paper Statement Fee $3.00/month
Research/Account Assistance $50/hour
Sales Draft Copy $5/item
Stop Payments $35.00
Transfer Fee (free with home banking) $5.00
Online Banking Account Details
Bill Pay Fee No charge with usage or $5/month
Bill Pay Next Day Payment $14.95
POP Money One (1) Day Delivery $5.00
POP Money Request Funds $1.00
Overdraft Fees & Overdraft Protection Account Details
Bounce Free Protection $41.00
Excessive Days Negative $25/day after 15 calendar days negative
Card Services Account Details
ATM Card Replacement $5.00
Check (Debit) Card Replacement (Damaged or Stolen) $10.00
Check (Debit)Card Replacement (Lost) $25.00
Visa® Gift Card $2.95
Checks & Check Cashing Account Details
Cashier's Check $7.00
Check Cashing Fee (No Charge with $1,000 on deposit or loan) $3.00
Check Copies (free through home banking) $5.00/copy
Check Printing (Ordering) $15.00 and Up (depending on checks selected)
Non-Member Check Cashing Fee $5.00/check
Replacement Check Fee $15.00
Temporary Checks $0.50/check
General Services Account Details
Bad Address Fee $15/month
Checks by Phone $10.00 or free online
Coin Processing Fee 7% of amount processed
Deposit Verification $25.00
Foreign Item Collection Fee $5.00
Garnishments, Levies $100.00
History Printout $5.00/page
Money Orders $7.00/item
Notary $5.00
Payments via debit card $25.00 or $5.00 online
Photocopies $1.50/page
POS Transactions No Charge
Signature Guarantee $20.00
Statement Copies (free through home banking) $5.00/page
Telephone Transaction Request $5.00
Wire Trace $25.00
Wire Transfer, Incoming $15.00
Wire Transfer, Outgoing $25.00
Business Services Account Details
Check/Withdrawals 225 free, $0.05 thereafter
Coin Request $0.10/roll
Currency Request $0.40/strap
Deposits 225 free, $0.10 thereafter
Deposit Carriers 10 free, $0.25 thereafter
International Wires ($1,000 min.) $50.00
Item Processing 225 free, $0.05 thereafter
Night Deposit Key 2 free, $5.00 thereafter
Strapped Cash Deposits $0.50 each

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