What Is Business Banking: Loans, Lines of Credit, and More!

You’ve invested your time, talent and money into building your small business from the ground up — but you don’t have to do it all alone. Pass the hammer and let Florida Credit Union get to work with the business banking options you need to succeed. We know it can be overwhelming to handle your small business’s administration while trying to give your customers the best service possible, so we want to streamline your banking and give you the support you deserve so you can focus on what you do best. Keep reading to learn about the services we offer business owners like you so you can turn all your big dreams into a reality.

Your Best Banking Options

Business Checking

Daily money management has never been easier. We are proud to offer business checking account options with member benefits such as free Visa® debit cards, free QuickBooks data downloads and no monthly fees — not to mention advice from our expert commercial team so you can make educated decisions about your business financials. Visit our Business Checking page to learn about the differences between our Business Value checking and Business-Interest checking accounts so you can choose the right account for your needs.

Business Savings

Looking to build an emergency fund? Planning to expand your business operations? No matter what you’re preparing for, FCU is here to help you enter the next phase with our savings accounts designed to keep working for you long after you hang your hat for the day. Our Business Savings account is the popular choice for business owners who want to save for potential expenses or have a specific goal in mind — bigger office space, anyone? We also offer Money Market accounts for more established businesses who are looking for a greater return on their savings than a normal Business Savings account, and all you have to do is keep a minimum of $2,500 in the account.

Borrow Like a Pro

As you put in the work to get your business off the ground, you may require a little extra money to get you from point A to point B. With our borrowing options for businesses, members can enjoy low rates and flexible loans as they develop their establishment. Our savvy lending team has an extensive knowledge of the Florida business-scape and is always ready to answer your questions and help you get fitted with a loan or line of credit that works for you. We have various borrowing options available to our members, including:

• Real Estate Loans
• Lines of Credit
• Business Loans
• Business Credit Cards

Keep Running into the Same Problems? We Have Solutions

It’s a digital world, and FCU has the powerful online and mobile banking options you need to cater to your customers ever-changing needs and expectations. Many businesses are modernizing the way they process payments to make transaction easier for customers, and we are here to help you stay on the cutting edge of this revolution. Our merchant credit card processing systems allow you to accept all types of card payments while saving you money on operational expenses. Not only can you save money but also time by using our remote deposit capture service to deposit checks from the comfort of your home.

When it’s time to make big purchases, you can use our business wire transfers and be confident in the fact that you are safely and efficiently transferring funds. With same-day, secure transfers, there is no delay in getting the materials or services needed to run your business.

We love our business owners, and we know you love your employees — that’s why we help you sweeten the deal on your employee’s benefits with our Select Employee Groups Program. Through this program, your employees can become members of Florida Credit Union and benefit from local banking services and specialized attention from our expert team. You should never be penalized for taking good care of your employees during hard times, and if you used the Paycheck Protection Program FCU is proud to help you through the loan forgiveness process.

Here to Help Small Businesses with Big Plans

If you’ve been searching for a better way to navigate your small business’s finances while you try to cultivate growth, FCU is here to guide you through the ins and outs of business banking. Get in touch with our commercial team today and we can get you on your way to bigger profits and better results.