Checking and Savings Accounts for Kids


Teen Checking Accounts Built to Educate

You are never too young to start saving money and planning for tomorrow, which is why Florida Credit Union offers free checking accounts and savings accounts for kids and teenagers 18 and under. It's important to have the financial talk with your kids, and with just a $5.00 minimum deposit in a savings account, your child will become a member of one of the best local credit unions in North and Central Florida and take the first step on their journey toward becoming a financially responsible adult.

Apply for a Teen Checking Account Today!

On top of understanding the importance of saving money, your child will receive many membership benefits, including:

Checking and Savings Accounts for Teens

Anyone with a teenager knows how important it is to teach them good spending habits and money management skills as early as possible, and with teen checking and savings accounts from FCU, your kid can learn to manage their money responsibly. Whether they’re saving for a car, planning for college, or just want a little independence, FCU can help them develop important money management skills that last a lifetime. Open an account at FCU and receive:

  • Free checking account
  • Free Online Banking
  • Free interest-bearing savings account
  • Free club accounts
  • Special offers for car loans, computer loans, and more

In addition to our free credit union account services, FCU will also help you educate your child through our other offerings, including:

  • Loans & Visa® credit cards - the ins and outs of borrowing
  • Using convenient and secure financial tools responsibly
  • Visa Debit cards and ATM cards- making purchases and withdrawing money from your accounts conveniently
  • Checking- balancing your finances quickly and accurately
  • Club Accounts - save for the holidays, spring break and more

Start saving for tomorrow with a Florida Credit Union youth account today. Earn interest on your accounts, receive valuable financial education, and enjoy all the benefits of Florida Credit Union membership.

Learn more about bank accounts for kids by reading the Youth Bank Account brochure.



The Centsables®

FCU is now providing a new and creative financial literacy program for parents and educators! Meet the Centsables® a ground-breaking approach to financial edu-tainment. While teaching money management skills can be difficult, The Centsables uses a multi-media kid-friendly platform to reach – and teach – children in all the ways they enjoy most. 

  • Parents: Looking for a fun way to get your child interested in learning about finances? The Centsables®  are a new breed of superheroes helping kids overcome obstacles, soar toward goals and achieve financial fitness. Their website provides videos, activity pages and cool stories!
  • Educators: Let the Centsables help teach your students about financial fitness. We have materials and supplies available to help! Email us today for more information.

Contact Florida Credit Union

Contact Florida Credit Union today for more information on our youth checking and savings accounts or to learn more about what our local credit union can do for you.

*$5.00 minimum deposit in savings account is required for membership. Youth member must have a parent or legal guardian on savings account to be eligible for checking accounts and loan accounts (which are subject to credit approval of parent or legal guardian).

FCU Mailing Address: P.O. Box 5549, Gainesville, FL 32627   Phone: (800) 284-1144   Email:  
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