Car & Boat Loans


Low-Interest Car, Boat, and Motorcycle Loans

Finding the right car, boat, motorcycle, or RV isn’t a simple process – you need the best vehicle for your needs at a price that matches your budget. At Florida Credit Union, we’ve perfected a range of low-interest car loans, motorcycle loans, and boat financing loans designed to fit your budget by offering great interest rates, simple, easily understood terms, and fast, convenient service. As a not-for-profit institution commited to providing our members with everything from free checking accounts to financial advisory services and tips for buying a new car, we can offer lower car loan interest rates than our competitors and help ensure that you get on the road or in the water faster than ever before.

Apply for a Car or Boat Loan Online!

Buying a New Vehicle?

Whether it’s that red convertible you’ve had your eye on or an SUV suited for your growing family, Florida Credit Union makes buying the right vehicle easy.

We can help you:

  • Find It!– As a member, you can simplify your car, boat, RV, or motorcycle shopping experience while saving time and money by exploring your options through our free auto advisor service. With Florida Credit Union, finding your dream vehicle has never been easier.
  • Fund it!– Florida Credit Union offers a wide selection of loans at competitive rates on new and used cars, vans, trucks, RVs and boats. Stop by an FCU branch to get pre-approved for your loan before you even set foot on the dealer’s lot.
  • Protect it!– Shopping for vehicle insurance isn’t an easy task, but FCU realizes the importance of protecting your loved ones as well as your investments. That’s why we offer GAP, Mechanical Repair, and Payment Protection Insurance for cars, boats, RVs and motorcyles – three options designed to provide the peace of mind that comes with knowing you’re fully protected. Don't forget that regular car maintenance and inspections can help you save even more money throughout your car's life!

FCU Car & Motorcycle Loans offer:

  • Low-interest vehicle loans for cars, trucks, vans, motorcyles, RVs and more!
  • A wide variety of terms suited to you
  • A diverse selection of used car loans
  • Motorcycle loans designed for you

Read our complete Vehicle Loan brochure and learn more about Florida Credit Union’s services.

RV and Boat Loans in Florida

Florida Credit Union’s boat and RV loan experts are committed to getting you in the water and on the road quickly and easily with the right loan. Since FCU interest rates are much lower than those offered by traditional banks, we can save you hundreds, if not thousands, of dollars on your new RV or boat purchase, including any vehicles you currently have financed!

Whether you are looking to purchase a new boat or RV, or just wanting to save money by transferring your current boat or RV loan to Florida Credit Union, visit or call your local FCU office today. Our Silver Springs and 13th Street in Gainesville Advantage Centers are open 9 a.m. to 8 p.m. Monday- Friday, and 9 a.m. to 5 p.m. on Saturday.

Auto Advisor Services – Free to FCU Members

You’ve seen the commercials touting things like “Zero Percent Financing” and “No Money Down.” These ads make potential buyers think saving money on a vehicle is as easy as going down to the showroom and signing your name. In reality, it’s much more complex than that. Did you know a dealer can sell you a car for exactly what he paid the manufacturer and still make $500 to $1000 on just the car itself? Or that “Zero Percent” financing may cost you more than financing at a credit union or a bank—even if their rate is ten percent?

At Florida Credit Union, we take pride in educating our customers. Learn how to save money, get the right car at the right price and negotiate in a high-pressure situation through Florida Credit Union’s FREE Auto Advisor Service, another excellent benefit every FCU member can use to ensure their financial success.

Contact Florida Credit Union for Auto and Boat Loan Assistance 24/7

FCU Loan Officers are available by phone 24 hours a day, 7 days a week. Just call your local Florida credit union branch to get your loan application started.


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