Home Mortgages in Florida


Great Florida Home Loans Designed for You!

Already have an FCU Mortgage? Click here for online access!

With a home mortgage loan from Florida Credit Union, buying a new home becomes easier! From mortgage prequalification services to homeowners insurance and our online home mortgage loan calculator, Florida Credit Union provides our members with products, information, and services designed to ensure that you get your new home with the right personal mortgage. Isn’t it about time you experience the difference a top credit union in North & Central Florida can make?

Apply for a Home Mortgage in Florida!

According to Consumer Reports, credit unions are your best option when it comes to providing professional, trustworthy, and affordable home mortgage services. Florida Credit Union is proof that this is true, and we strive to ensure that every member seeking a home mortgage will be satisfied with what they find. FCU’s mortgage loan officers will work closely with you, discuss your needs, and find the mortgage package perfectly suited to you.

Adjustable and Fixed-Rate Home Loans from FCU

Every home mortgage product from Florida Credit Union comes complete with excellent member benefits, such as:

  • Free Pre-qualification: determine the loan amount you can afford before house hunting
  • No mortgage insurance on some Loans
  • No intangible taxes or pre-payment penalty clauses
  • Make payments locally or online without worrying about your loan being sold
  • All aspects of the loan process and decision are handled locally
  • Mortgage products designed around your needs
  • Variety of payment options available

Florida Credit Union offers a wide range of home mortgage options, including:

  • Fixed-Rate Loans
    • 15-, 20-, and 30-year options
  • Adjustable-Rate Loans
    • Non-conventional with a 5-year fixed rate, then adjustable
    • 2% annual caps, 6% for the life of the loan
    • Up to 100% financial available
    • 20- or 30-year amortization
    • No PMI
  • Home Equity Lines of Credit
  • Home Equity Loans
  • First-Time Home-Buyer Programs

Florida Credit Union also offers:

  • Additional Mortgage Loans
    • Combo loan – create a custom loan by combining mortgage products, home equity loans, and personal Visa® credit card options
    • Manufactured home loans with land
    • Condo loans

Contact Florida Credit Union for Great Home Mortgage

Contact Florida Credit Union’s home mortgage lenders today for more information on rates and mortgage options.

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available online for review.  The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials.  These data are available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda).  HMDA data for many other financial institutions are also available at this Web site.  

Equal_Housing_black_jpg FCU is an Equal Housing Lender. 

Already have an
FCU Mortgage?

Click here for online access.


Not signed up yet? Click here for information.

FCU Mailing Address: P.O. Box 5549, Gainesville, FL 32627   Phone: (800) 284-1144   Email: askfcu@flcu.org  
Equal_Housing_black_jpg   NCUA_Transparent_black   © 2018 Florida Credit Union. Federally insured by the NCUA.         
close (X)