Home Equity Loans & Lines of Credit


Improve Your Future with a Home Equity Loan from Florida Credit Union

Your home is one of the most treasured things you own, and once you’ve established equity, you can use that hard-earned value for a home equity loan capable of helping you create your dream house, fund your adventures, and ensure financial stability in your future. Florida Credit Union is one of the best mortgage lenders in Florida, and with a home equity loans from FCU, you can:

  • Make home improvements, including remodeling, new construction, or simply redecorating
  • Consolidate your bills into one low monthly payment
  • Finance your child’s education
  • Take that dream vacation
  • Fund major life events, like a wedding

Apply for a Home Equity Loan Online!

Personalized Home Equity Loan

  • The most flexible, money-saving way to make your home work for you
  • Pick your term: 3-, 5-, 7-, 10-, 15- and 20-year options
  • FCU’s low interest rates means more of your money goes to principal
  • Take advantage of tax benefits
  • No closing costs on loans greater than $10,000
  • Make payments online or at any FCU location

Home Equity Line of Credit

Financial Freedom Loan

  • Receive up to 130% of the value of your home
  • Affordable payments
  • Property insurance may be required

Do You Already Have a Home Equity Loan Financed Elsewhere?

Stop paying higher interest charges and start putting more of your money towards principle by transferring your home equity loan to Florida Credit Union. Our loan officers are available 24 hours a day, 7 days a week by phone, and will happily provide you with everything you need to know about why you should transfer your home equity loan to FCU.

Payment Protection

At Florida Credit Union, we know that life is unpredictable. To help with life’s sudden changes, including death, disability, or involuntary unemployment, Florida Credit Union offers Payment Protection services for your home equity loan. With Payment Protection, your monthly loan payments can be cancelled without penalty or added interest, which provides you with peace of mind knowing you, your finances, and your credit rating will be protected during a trying time. Find out more by applying for home equity loan payment protection today!

Contact Florida Credit Union for Home Equity Loans and Information

Visit any of Florida Credit Union's branches in North and Central Florida for more information on our home equity loans, mortgage services, and personal banking options.


Home Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending are available for review. The data show geographical distribution of loans and applications; ethnicity, race, sex and income of applicants and borrowers; and information about loan approvals and denials. Inquire at any office regarding the locations where HMDA data may be inspected.


Equal_Housing_black_jpg FCU is an Equal Housing Lender. 



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