Home Equity Products 


Freshen Up.

Once you’ve built equity in your home, take advantage of low rates and make your home work for you. A home equity loan from Florida Credit Union can help you:

  • Consolidate bills into one low monthly payment
  • Use the money to finance your child’s education
  • Take that dream vacation
  • Make any home improvements whether you remodel your home, add a pool, or just redecorate
  • Have funds for a life event such as a wedding

Apply Online

Home Equity Loan

  • The most flexible, money-saving way to have your home work for you
  • Pick your term. 3-, 5-, 7-, 10-, 15- and 20-year options
  • FCU’s low interest rates means more of your money goes to principle
  • Take advantage of tax benefits
  • No closing costs on loans greater than $10,000
  • Make payments online or at any FCU office

Home Equity Line of Credit

  • No closing costs on most loans
  • Your loan can be linked to a Visa Credit Card, so you don’t have to visit the credit union every time to make a purchase
  • Low rates and affordable payments
  • Take advantage of tax benefits
  • Variety of payment options available
  • Access account and transaction details online

Financial Freedom Loan

  • Receive up to 130% of the value of your home
  • Affordable payments
  • Property insurance may be required

Currently Have a Home Equity Loan Financed Elsewhere?

Why not save yourself from higher interest charges? Transfer your loan to Florida Credit Union. Call or stop by any branch - we’ll be happy to answer any questions on how to transfer your loan to Florida Credit Union. And remember, we have loan pfficers available 24 hours a day, 7 days a week by phone.

Payment Protection

Life is unpredictable. Payment Protection can help relieve financial pressure in the event of death, disability or involuntary unemployment. With Payment Protection, your monthly loan payments will be cancelled without penalty or added interest. You benefit from the peace of mind knowing you and your credit rating are protected. Interested in more information? Let us know when you apply today!


Home Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending are available for review. The data show geographical distribution of loans and applications; ethnicity, race, sex and income of applicants and borrowers; and information about loan approvals and denials. Inquire at any office regarding the locations where HMDA data may be inspected.


Equal_Housing_black_jpg FCU is an Equal Housing Lender. 

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