Home Equity Loans & Lines of Credit


Improve Your Home, Life and Future.

Your home is one of the most treasured things you own, and once you’ve established equity, you can use that hard-earned value for a home equity loan capable of helping you create your dream house, fund your adventures and ensure financial stability in your future. Home equity loans from Florida Credit Union can help:

  • Make home improvements, including remodeling, new construction or simply redecorating
  • Consolidate your bills into one low monthly payment
  • Finance your child’s education
  • Take that dream vacation
  • Fund major life events, such as weddings

Apply Online


Personalized Home Equity Loan

  • The most flexible, money-saving way to make your home work for you
  • Pick your term: 3-, 5-, 7-, 10-, 15- and 20-year options
  • FCU’s low interest rates means more of your money goes to principal
  • Take advantage of tax benefits
  • No closing costs on loans greater than $10,000
  • Make payments online or at any FCU location

Home Equity Line of Credit

  • No closing costs on most loans
  • Link your home equity line of credit loan to a Visa credit card
  • Low rates and affordable payments with a variety of payment options
  • Enjoy tax benefits and peace of mind
  • Monitor your account and transaction details online

Financial Freedom Loan

  • Receive up to 130% of the value of your home
  • Affordable payments
  • Property insurance may be required


Do You Already Have a Home Equity Loan Financed Elsewhere?

Stop paying higher interest charges and start putting more of your money towards principle by transferring your home equity loan to Florida Credit Union. Our loan officers are available 24 hours a day, 7 days a week by phone, and will happily provide you with everything you need to know about why you should transfer your home equity loan to FCU.

Payment Protection

At Florida Credit Union, we know that life is unpredictable. To help with life’s sudden changes, including death, disability, or involuntary unemployment, Florida Credit Union offers Payment Protection services for your home equity loan. With Payment Protection, your monthly loan payments can be cancelled without penalty or added interest, which provides you with peace of mind knowing you, your finances and your credit rating will be protected during a trying time. Find out more about our Payment Protection services by applying today!


Home Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending are available for review. The data show geographical distribution of loans and applications; ethnicity, race, sex and income of applicants and borrowers; and information about loan approvals and denials. Inquire at any office regarding the locations where HMDA data may be inspected.


Equal_Housing_black_jpg FCU is an Equal Housing Lender. 



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