Home Equity Loans & Lines of Credit


Improve Your Future with a Home Equity Loan from Florida Credit Union

Your home is one of the most treasured things you own, and once you’ve established equity, you can use that hard-earned value for a home equity loan capable of helping you create your dream house, fund your adventures, and ensure financial stability in your future. Florida Credit Union is one of the best mortgage lenders in Florida, and with a home equity loan from Florida Credit Union, you can:

  • Make home improvements, including remodeling, new construction, or simply redecorating
  • Consolidate your bills into one low monthly payment
  • Finance your child’s education
  • Take that dream vacation
  • Fund major life events, like a wedding

Apply for a Home Equity Loan Online!

Personalized Home Equity Loan

  • The most flexible, money-saving way to make your home work for you
  • Pick your term: 3-, 5-, 7-, 10-, 15- and 20-year options
  • FCU’s low interest rates HELOC means more of your money goes to principal
  • No closing costs on loans greater than $10,000
  • Make payments online or at any FCU location

Home Equity Line of Credit - HELOC

Financial Freedom Loan

  • Receive up to 130% of the value of your home
  • Affordable payments
  • Property insurance may be required

Do You Already Have a Home Equity Loan Financed Elsewhere?

Stop paying higher interest charges and start putting more of your money towards principle by transferring your home equity loan to Florida Credit Union. Our loan officers are available 24 hours a day, 7 days a week by phone, and will happily provide you with everything you need to know about why you should transfer your home equity loan to FCU.

Payment Protection

At Florida Credit Union, we know that life is unpredictable. To help with life’s sudden changes, including death, disability, or involuntary unemployment, Florida Credit Union offers Payment Protection services for your home equity loan. With Payment Protection, your monthly loan payments can be cancelled without penalty or added interest, which provides you with peace of mind knowing you, your finances, and your credit rating will be protected during a trying time. Find out more by applying for home equity loan payment protection today!

In addition to our excellent home equity loan options, we're also happy to help educate FCU members by providing tips on saving money on home maintenance and stretching the value of your home equity loan from Florida Credit Union!

Contact Florida Credit Union for Home Equity Loans and Information

Visit any of Florida Credit Union's branches in North and Central Florida for more information on our home equity loans, mortgage services, and personal banking options.


Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available online for review.  The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials.  These data are available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda).  HMDA data for many other financial institutions are also available at this Web site.  


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FCU Mailing Address: P.O. Box 5549, Gainesville, FL 32627   Phone: (800) 284-1144   Email: askfcu@flcu.org  
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