Personal Visa® Credit Cards


Consider an FCU Visa Card today!

In today’s fast-paced financial world, low-interest personal Visa® credit cards are an invaluable tool for maximizing your financial capabilities. Florida Credit Union strives to ensure our members have the best free checking accounts, savings accounts, and personal credit union banking services when it comes to guaranteeing their success, which is why we offer several low-interest credit card options designed around our members’ financial goals.

We carry the following Visa Credit Card options: 


FCU's Platinum Rate Credit Card

Featuring:   Low Non-Variable Rate
                     No Annual Fee
                     No Balance Transfer Fees
                     Credit Limits $1,000 to $50,000
                     EMV Chip for Increased Security  

                     Apply Online


FCU's Platinum Rewards Credit Card

Featuring:    Low Non-Variable Rate
                      No Annual Fee
                      Earn Points to Redeem for Rewards
                      No Balance Transfer Fees
                      Credit limits $1,000 to $50,000
                      EMV Chip for Increased Security

                     Apply Online


FCU's Fresh Start Credit Card

Featuring:    Rebuild Your Credit
                      No Balance Transfer Fees
                      Credit Limits $1000 to $3,000
                      EMV Chip for Increased Security

                     Apply Online              


FCU's Wave Credit Card 

Featuring:    Earn Points to Redeem for Cash Back & Rewards 
                     Credit Limits $5,000 to $50,000
                     No Annual Fee
                     EMV Chip for Increased Security

                    Apply Online


All FCU Visa Credit Cards have the following benefits: 

  • 24/7 Customer Service
  • Cash Advance options
  • Online Account Management
  • eStatement availability
  • Low minimum payments
  • Visa Transaction Alerts
  • 25 day grace period on purchases
  • No new finance charges if balance is paid in full by due date
  • Extra cards for family members
  • Fast emergency card replacement
  • Online protection through Verified by Visa
  • Design Your Own Card Options 

Learn more about Florida Credit Union’s Visa Credit Card.

Access Florida Credit Union's Visa Credit Card disclosures:

FCU Visa Cardholder Benefits

Please visit the below pages for more details about the various benefits you can receive through your FCU Visa Credit Card.

Contact Florida Credit Union’s Personal Banking Team

Contact the Florida Credit Union Visa credit card team today for more information on FCU’s personal credit card options and our rewards programs.

Apply Online for an FCU Visa Credit Card



FCU Mailing Address: P.O. Box 5549, Gainesville, FL 32627   Phone: (800) 284-1144   Email:  
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