Checking Accounts in Florida


Convenient, Personal Checking Accounts with Choices

At Florida Credit Union, we know that not everyone banks the same way, so we offer several value-packed free checking account options to our members. We don’t have monthly service charges and we don’t have hidden charges – just a selection of checking accounts designed to improve your financial capabilities and help you manage your money they way you want to. Plus, you can link your personal savings account directly to your checking accounts and transfer money whenever you need to make a big purchase!

Apply for Your Free Checking Account

Florida Credit Union members can also earn a $50 gift card when they refer a friend. Read about our checking account referral program to learn more!

Value Checking

Value Checking is our most popular checking option for several reasons: no fees, no minimum balance requirements, and no complicated steps. This non-interest bearing option provides our members with no-frills financial security, and is the right choice for nearly any member.

Senior Checking

Senior Checking accounts with Florida Credit Union provide our senior members with a simple, easily understood checking option suited to their needs. Members can perform free money orders, enjoy a .10% APY CD bonus, and do not have to maintain a minimum balance.

Checking Plus

With Checking Plus accounts, Florida Credit Union Members can begin earning interest on their funds by maintaining a $1,000 minimum balance. This account is popular with members looking to have a backup checking account that earns interest and helps build your wealth.

Super Service Checking

With a $2,500 minimum balance requirement, a good interest bearing rate, .10% APY on CDs, and unlimited free ATM transactions and money orders, Super Service checking services from Florida Credit Union are designed for members looking to get excellent value suited to their unique financial needs.

Super Money Market Checking

Super Money Market checking accounts are an excellent option for members interested in growing their money. With a $10,000 minimum balance, a high interest bearing rate, a .15% APY CD bonus and free checks, money orders, ATM transactions, and a free safety deposit box for one year, you can help ensure your financial stability.

Pinnacle Checking

Our Pinnacle Checking service is designed for financially secure members looking to grow their wealth the fastest way possible. A $25,000 minimum balance requirement, .25% APY on CDs, our highest interest bearing rate and a wide range of free services, including money orders, checks and ATM transactions, guarantees the best services possible.

eChecking Accounts

For customers looking for something beyond traditional checking services, Florida Credit Union offers online-only eChecking accounts. This account option operates strictly through debit card transactions and online banking, freeing members from having to use checks, receive account statements, or deal with paper in any way. Plus, you’re helping to save a few trees!

Learn More about Free Savings Accounts from Florida Credit Union

Visit any of the Florida Credit Union branches throughout North and Central Florida today if you'd like to learn more about FCU's free checking accounts, savings accounts, and other financial services, like our low-interest personal loans!

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FCU Mailing Address: P.O. Box 5549, Gainesville, FL 32627   Phone: (800) 284-1144   Email:  
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