FCU 2018 Money Market Special

Whether saving for something big or just waiting for a better time to invest, a money market account provides a mix of a higher rate and access to your money. That is exactly what you will get a Florida Credit Union. Open a new money market account with funds currently not on deposit at Florida Credit Union and you’ll earn 1.25% APY* until the end of the year.

strategy access dividend advantage

FCU's Money Market special is best for savers and low-risk investors.

It's easy to access your funds within the account with a little planning. 

Medium: More than a basic savings account, but less than with CDs.

You have the balance of high rates while keeping access to your funds

What is a Money Market Account?

A Money Market Account is a specific type of savings account that pays higher rates or dividends compared to a typical share or savings account while still allowing regular access to the money in the account. A Money Market Account does not have a set term like a CD or Share Certificate, however, access to money is more limited than money in a typical share or savings account. This balance between higher rates and access to money makes a Money Market Account a popular choice.

Open an FCU Money Market Account Today


Who should open a Money Market Account?

A Money Market Account might be the right choice for you if you seek stability of principal, are willing to accept somewhat limited access to your money in return for higher dividends or consider yourself a saver or low-risk investor.

How do I open a Florida Credit Union Money Market Account?

Open an account online or visit your local FCU branch.

What is the minimum deposit amount?

To begin earning 1.25% APY*, please deposit between $50,000.00 and $4,999,999.99. While different rates are available for balances above or below this range, a $50,000.00 minimum deposit is required for opening a Money Market Account eligible for this promotional rate. See the disclaimer for more details.

How can I make deposits to my account?

Deposits can be made in a number of ways including:

  • Visiting a branch
  • Using a Florida Credit Union ATM
  • Online transfer using Florida Credit Union’s online banking**     

When will I start earning on this account?

You will start to earn dividends on the business day we receive your deposit.

How are dividends calculated on my account?

Dividends are compounded daily and credited to your account monthly.

How can I withdraw money?

You can withdraw money from your money market account in a number of ways including:

  • Visiting a branch
  • Online transfer using Florida Credit Union’s online banking**
  • Online bill pay
  • Writing a check from the account
  • Requesting an official check from Florida Credit Union (a fee applies)
  • Wire transfer (a fee applies)

Note: Federal low limits the number of monthly withdrawals and transfers from a Money Market Account. See account agreement for complete details.

 Open an FCU Money Market Account Today


*Annual Percentage Yield (APY) is accurate as of 1/2/18. You must ask for this offer. Terms, restrictions and conditions apply. See account agreement for current rates, terms and account requirements. Open to both personal and commercial members. New money market account must be opened during the time period of 1/2/18 – 12/31/18 and must be funded with money currently not on deposit at Florida Credit Union. Minimum balance to open account is $50,000.00. Introductory APY will apply from account opening until 12/31/18 regardless of account opening date. Balances $10,000.00-$24,999.99 will earn 0.15% APY, 0.15% rate; $25,000.00-$49,999.99 will earn 0.20% APY, 0.20% rate; $50,000.00 - $4,999,999.99 will earn 1.25% APY, 1.24% rate; $5,000,000.00+ will earn 0.15% APY, 0.15% rate. On 1/1/19, all introductory rates/APYs will adjust to the then current money market rate/APY as stated on at that time. Dividends are compounded and credited monthly. You may not make more than a combined six transfers and/or withdrawals per month from this account. Withdrawals may reduce APY and fees may reduce earnings. Limited time offer subject to change or cancellation at any time without notice. Rates are subject to change at any time including after the account has been opened. Visit for membership eligibility requirements. **Eligibility and enrollment required
FCU Mailing Address: P.O. Box 5549, Gainesville, FL 32627   Phone: (800) 284-1144   Email:  
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