TheWaveJanuary2023

Florida Credit Union is a state-chartered, full-service financial institution serving more than 130,000 member/owners. Membership is open to all residents of Alachua, Baker, Bradford, Brevard, Charlotte, Citrus, Clay, Columbia, DeSoto, Dixie, Duval, Flagler, Glades, Gilchrist, Hamilton, Hardee, Hernando, Highlands, Hillsborough, Indian River, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Madison, Manatee, Marion, Martin, Nassau, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Suwannee, Taylor, Union and Volusia counties. Gainesville Area Branches 43rd Street 2831 NW 43rd Street Lobby: Mon-Fri: 9 a.m. – 6 p.m. Saturday: 9 a.m. – 1 p.m. Drive-thru: Mon-Fri: 8 a.m. – 6 p.m. Saturday: 9 a.m. – 1 p.m. 13th Street 3720 NW 13th Street Lobby: Mon-Fri: 9 a.m. – 6 p.m. Saturday: 9 a.m. – 1 p.m. Haile Market Square 2785 SW 91st Street Lobby: Mon-Fri: 9 a.m. – 6 p.m. Saturday: 9 a.m. – 1 p.m. Butler Plaza North 2803 SW 42nd Street Lobby: Mon- Fri: 9 a.m. – 8 p.m. Saturday: 9 a.m. – 5 p.m. Other Branches DeLand 1735 N. Woodland Blvd Lobby: Mon-Fri: 9 a.m. – 6 p.m. Saturday: 9 a.m. – 1 p.m. Drive-thru: Mon-Fri: 8 a.m. – 6 p.m. Saturday: 9 a.m. – 1 p.m. Lake City 583 W Duval Street Lobby: Mon-Fri: 9 a.m. – 6 p.m. Saturday: 9 a.m. – 1 p.m. Drive-thru: Mon-Fri: 8 a.m. – 6 p.m. Saturday: 9 a.m. – 1 p.m. Starke 2460 Commercial Drive Lobby: Mon-Fri: 9 a.m. – 6 p.m. Saturday: 9 a.m. – 1 p.m. Drive-thru: Mon-Fri: 8 a.m. – 6 p.m. Saturday: 9 a.m. – 1 p.m. Ocala Area Branches Belleview (Now Open!) 10303 US Highway 441 Lobby: Mon-Fri: 9 a.m. – 6 p.m. Saturday: 9 a.m. – 1 p.m. Drive-thru: Mon-Fri: 8 a.m. – 6 p.m. Saturday: 9 a.m. – 1 p.m. Ocala 2424 SW 17th Road Lobby: Mon-Fri: 9 a.m. – 6 p.m. Saturday: 9 a.m. – 1 p.m. Drive-thru: Mon-Fri: 8 a.m. – 6 p.m. Saturday: 9 a.m. – 1 p.m. Silver Springs 3504 E Silver Springs Blvd. Lobby: Mon-Fri: 9 a.m. – 8 p.m. Saturday: 9 a.m. – 5 p.m. Country Oaks 9680 SW 114th Street Lobby: Mon-Fri: 9 a.m. – 6 p.m. Saturday: 9 a.m. – 1 p.m. Drive-thru: Mon-Fri: 8 a.m. – 6 p.m. Saturday: 9 a.m. – 1 p.m. Maricamp 10 Bahia Ave. Lane Lobby: Mon-Fri: 9 a.m. – 6 p.m. Saturday: 9 a.m. – 1 p.m. Drive-thru: Mon-Fri: 8 a.m. – 6 p.m. Saturday: 9 a.m. – 1 p.m. Contact Center Mon-Fri: 8 a.m. – 8 p.m. Saturday: 9 a.m. – 5 p.m. Gainesville ...................352-377-4141 Ocala .............................352-237-8222 Lake City ......................386-755-4141 Starke  ...........................904-964-1427 DeLand .........................386-738-4717 Toll-Free  .......................800-284-1144 Visit us online at www.flcu.org Branch Locations and Hours Volunteer Board of Directors Dr. Barbara Buys | Chair Ms. Judy Johnson, J.D. | Vice Chair Mr. Alfred Peoples | Treasurer Mr. Lynn P. Jones, Sr . | Secretary Mr. William Hopgood | Director Mr. Andrew Sutherland | Director Ms. Faye McKnight | Director Ms. Kara Brown | Director Account Services ATM Card Replacement ATM Usage Fee (Unlimited with $2,500 on deposit) Minimum Balance Fee – Savings Paper Statement Fee Excessive Days Negative Bill Pay Next Day Payment Bounce Free Protection Fee Loan Payment Chargeback Fee Check (Debit) Card Replacement (Damaged or Stolen) Check (Debit) Card Replacement (Lost) Check (Debit) Card Replacement Express/ Priority Shipping Check Cashing Fee (No Charge with $1,000 on deposit or loan) Non-Member Check Cashing Fee Check Copies (free through home banking) Check Printing (Ordering) Early Account Closure Fee (if closed within 6 months) Excessive Savings Withdrawal Fee (No charge with $1,000 deposit) Inactive Account Fee Inactive Checking Fee NSF Chargeback Fee NSF Fee (Insufficient Funds) P2P One (1) Day Delivery P2P Request Funds Research/Account Assistance Sales Draft Copy Stop Payments Temporary Checks Transfer Fee (free with home banking) General Services Bad Address Fee Cashier’s Check Coin Processing Fee Deposit Verification Foreign Item Collection Fee Garnishments, Levies History Printout Wire Transfer, Incoming Domestic Wire Transfer, Incoming International Wire Transfer, Outgoing Domestic Money Orders Notary Photocopies POS Transactions Replacement Check Fee Safe Deposit Boxes Signature Guarantee Statement Copies (free through home banking) Wire Trace Visa Gift Card Business Services Check/Withdrawals Coin Request Currency Request Deposit Carriers Deposits Item Processing Night Deposit Key Strapped Cash Deposits Wire Transfer, Outgoing International ($1,000 min) $5.00 8 free per month, $1.00 thereafter $5.00 | waived with a $300 combined deposit balance or active loan or checking $3/month or FREE with e-Statement $25/day after 15 calendar days negative $14.95 $29.00/per presentment $15.00/per presentment | One (1) occurrence free per year $10.00 $25.00 $15.00 $3.00 $5/check $5/copy $15 and Up (depending on checks selected) $20.00 2 free, $2.00 thereafter $15/month $15/month $15.00/per presentment | One (1) occurrence free per year $29.00/per presentment $5.00 $1.00 $50/hour $5/item $35.00 $2/set of 4 checks $5.00 $15/month $7/item 7% of amount processed or free with membership $25.00 $5.00 $100.00 $5/page $15 $35 $25 $7/item $5.00 $1.50/page No Charge $15.00 $35.00/per year - 3 x 5 $45.00/ per year - 5 x 5 $55.00/ per year - 3 x 10 $70.00/ per year - 5 x 10 $90.00/ per year - 10 x 10 $20.00 $5/page $25.00 $2.95 225 free, $0.05 thereafter $0.10/roll $0.40/strap 10 free, $0.25 thereafter 225 free, $0.10 thereafter 225 free, $0.05 thereafter 2 free, $5.00 thereafter $0.50 each $50.00 Florida Credit Union Fee Schedule Truth in Savings Disclosure - Effective February 1, 2023 Visit flcu.org/About/Documentation/Fee-Schedule to view online. FCUMKSI0383-0123