2022 Annual Report

2 Our Mission, Vision and Core Values 3 The Credit Union Difference 4 Cooperative Principles 5 Report of the Board of Directors 6–7 Report of the President 8 Report of the Treasurer and Credit Manager 9 Report of the Audit Committee 10 Reviews and Testimonials 11 Membership and Asset Growth 12–13 FCU Gives Back to the Community 14–15 Digital Initiatives 16–17 Mortgage - There’s No Place Like Home 18–19 Your Business Banking Solution 20 Florida Credit Union’s Senior Vice Presidents 21 Florida Credit Union’s Vice Presidents 22 Florida Credit Union’s Branch AVPs 23 New Branch Coming Soon! 24 Statement of Financial Condition 25 Statement of Operations 26 Products and Services 27 Membership and Locations Table of Contents 2022 Annual Report | 1

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