FCU 2018 CD Special

Saving is easy with Certificates of Deposit (CDs) from Florida Credit Union. CDs offer the highest rates and are a great option for mid- to long-term savers who are not interested in risking their principal.

Looking for information on FCU's Money Market Specials? Click here to learn more

strategy access dividend advantage

FCU's CD special is best for savers and low-risk investors.

You'll receive no penalty receiving your funds at the end of your term. 

High: You'll receive more than a typical savings or money market account.

You'll be able to maximize your rates over a set period of time. 

Current FCU CD Specials: 

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What is a CD?

A certificate of deposit (CD or share certificate) is a savings certificate with a fixed maturity date. While a CD may have a minimum and maximum amount, it can be issued for any denomination within that range. Unlike money market and share accounts which allow for funds to be added or withdrawn, a CD requires the initial deposit amount to remain for the term of the CD. 

 Take Advantage of FCU's CD Specials Today


Who should open a CD?

A CD typically has the highest annual percentage yield compared to all savings opportunities at Florida Credit Union and the funds on deposit are federally insured by the NCUA.

How do I open a Florida Credit Union Money Market Account?

Open an account online [link] or visit any one of our 11 branches [link]

What is the minimum deposit amount?

Minimum deposit amounts will vary by the individual CD, but typically range from $2,000.00 - $10,000.00. Please refer to the disclosure for a specific CD for more information regarding its specific minimum deposit amount.

When will I start earning on this account?

You will start to earn dividends on the business day we receive your deposit.

How are dividends calculated on my account?

Dividends are compounded daily and credited to your account quarterly.

How can I withdraw money?

Funds are intended to only be withdrawn at the maturity date and a penalty may apply for early withdrawal. 

  Take Advantage of FCU's CD Specials Today



*Annual Percentage Yield (APY) is accurate as of 4/23/18. Terms, restrictions and conditions apply. See share certificate agreement for current rates, terms and requirements. Open to both personal and commercial members. Must be funded with money currently not on deposit at Florida Credit Union. Minimum balance to open share certificate is $5,000.00 with a maximum of $5,000,000.00. APY = 2.50%, rate = 2.48% for 37-month CD, APY = 2.01%, rate = 1.99% for 65-month CD, APY = 1.50%, rate = 1.49% for 9-month CD, APY = 2.00%, rate = 1.98% for 13-month CD, APY = 2.25%, rate = 2.24% for 15-month CD and APY = 2.40%, rate = 2.38% for 26-month CD. After maturity, if you choose to roll over your CD, you will earn dividends according to the CD agreement or at the then current rate/APY as stated on at that time. Limited time offer subject to change at any time without notice. A penalty may be imposed for early withdrawals which may reduce earnings. Visit for membership eligibility requirements. Federally Insured by the NCUA.

FCU Mailing Address: P.O. Box 5549, Gainesville, FL 32627   Phone: (800) 284-1144   Email:  
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