Special Offers

IMPORTANT INFORMATION ABOUT THESE OFFERS

Offers can be cancelled at any time. Membership eligibility requirements are available here.

1. Anyone who has held a checking account with FCU in the past year will not qualify for the incentive. Must be 18 years of age or older to qualify for this offer. Credit approval and initial $5 open deposit required. $500 cumulative direct deposit amount must be made to this account within the first 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or, government benefit (such as SSI) from your employer or the government. Person-to-person payments (such as Cash App, Venmo or PayPal) are not considered a direct deposit. If the requirements are met and the account remains open and in good standing for 90 days, the $300 reward will be made available to the member. $300 is considered interest and will be reported on IRS form 1099-INT. Prior terms subject to change. Full-service checking includes direct deposit, Visa® debit card, online banking, and eStatements.

2. 0.00% Introductory APR (Annual Percentage Rate) for 15 monthly billing cycles following the issuance of the account. After that, your Platinum Rate APR will vary based on your creditworthiness and card type. Min. 8.90% - Max. 17.90% APR introductory interest rate only available for new cards only; new cards cannot be used to pay off existing Florida Credit Union cards or loans; not available for the Fresh Start credit card. Introductory rate does not include cash advances. Subject to credit approval. 

3. Existing FCU vehicle loans are not eligible for refinancing. Rebate based upon total loan amount. Subject to credit approval.

4. Your rate may be higher based on your credit worthiness and property valuation. Subject to credit approval. No closing costs with $10,000 minimum loan amount. APR = Annual Percentage Rate. Rate quoted is as of 7/1/2021 and based on a HELOC with a 10-year draw period, 20-year repayment period. The HELOC rate is a variable rate and is based on Wall Street Journal Prime plus .50. Minimum APR 4.00% - Maximum APR 12.00%. Minimum loan amount $5,000 - Maximum loan amount $200,000. For example, a $25,000 10-year Home Equity Line of Credit with a 4.00% rate and an 80% Loan-to- Value (LTV) will have an APR of 4.000%, 120 payments of $250.15; total finance charges of $5,018.37 for a total payment of $30,018.37. Rates will be no less than Florida Credit Union’s minimum interest rate. This discount promotion cannot be combined with other Florida Credit Union promotions. Limited time offer and subject to change without notice.

5. Annual Percentage Yield (APY) is effective as of 7/1/2021 and subject to change at any time. Balances $750.01 and above will earn 0.05% APY. Fees may reduce earnings. $5 share savings account required for membership. One account per qualified youth member.