Which option best suits your finances and driving habits?

The answer depends on a number of factors, such as the residual value of the car you intend to purchase, the amount of your down payment and the cost of financing. A lease will usually be a more attractive option when compared to a vehicle purchase when measured over a comparable term. But keep in mind that with a lease, you will have to return the vehicle at the end of the lease term and there are strict rules about how many miles you can drive and other related restrictions. If you buy, you will own the vehicle and can use it however you wish.

The calculators found on this page are for information purposes only.   While the results of the calculators may be generally accurate, the results do not reflect any specific Credit Union accounts, loans or other products or services and may not exactly match the calculation methods used by the Credit Union (or any third party) for accounts, loans or other products or services.  These calculators should be used only for general informational purposes and should not be relied on for any specific transaction.

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