Choose the policy that provides you with the most peace of mind.
  • Whole life and term life options
  • Accidental death/dismemberment coverage
  • Assistance in choosing policies
  • No-obligation quotes provided

It's something that no one likes to think about. But none of us live forever, and we all want our families to be comfortable after we're gone. At Florida Credit Union, we think the best gift you can leave your loved ones is a life insurance policy that provides for all their financial needs. We partner with Vantis Life to offer a full line of whole life and term life policies.

There are many reasons to purchase life insurance. Here are some of the most common:

  • Providing protection and financial security to surviving family members
  • Covering a particular need, such as paying off a mortgage or other debt upon death
  • Paying estate taxes or other final obligations necessary to settle your estate
  • Providing resources for long-term care for surviving spouses

Florida Credit Union takes pride in offering a wide selection of whole and term life policies. Licensed insurance agents are stationed at each of our branches and at our contact center. There’s no need to make an appointment – just stop by and an agent will explain your options and provide you with a free, no-obligation quote.

  • Super EZ® Term Life Insurance. Choose a level term life insurance plan with premiums locked in for 10, 15, or 20 years. In most cases, there are no medical exams or lab tests. You can apply for $25,000 to $300,00 worth of coverage with a simple application.
  • Level Term Life Insurance. Lock in your rate with a policy guaranteed for 10, 15, 20, 25, or 30 years. Low cost Level Term insurance is available from age 21 in policy sizes of $100,000 to $5 million.
  • Level Term ROP Life Insurance. Get the policy that pays you back! With the Return of Premium feature you can get 100% of your premiums returned** to you, tax-free, if you outlive your policy term. Available level term policies guaranteed for 20, 25, or 30 years.
  • Single Premium Children’s Term Life. A one-time payment will provide protection for your child or grandchild until age 22. At that point, you can convert to a permanent life insurance policy.
  • Permanent Life Insurance. Protection for your lifetime, with premiums that remain level. Your policy earns cash value and you may be able to earn dividends.
  • Guaranteed Golden® Life Insurance. Low-cost insurance for people ages 50 through 80. There are no health questions or physical exams to worry about, and your policy cannot be cancelled because of your age.
  • EstateWise® Platinum. A single premium purchases a guaranteed death benefit that is larger than the one-time premium payment. This plan provides for peace of mind, with a return of premium guarantee and valuable policy riders included at no cost.

Learn More

Florida Credit Union now offers our members with a free $3,000*** accidental death and dismemberment insurance policy through Minnesota Life Insurance Co. To learn more about this opportunity, and how you can protect your family's financial future with up to $300,000*** more coverage, please visit our partnership website.

Disclosures

*Excludes flat extras, substandard ratings and additional rider premiums. Life insurance and annuities issued by Vantis Life Insurance Company, Windsor, CT (all states except NY) and by Vantis Life Insurance Company of New York, Brewster, NY (NY only). Products not available in all states and state variations may apply. Life Insurance coverage provided by Vantis Life Insurance Company, www.VANTISLIFE.com Insurance Products are: Not NCUA Insured • Not Credit Union Guaranteed • Not Guaranteed by any Government Agency • Not a Deposit

**Excludes flat extras, substandard ratings and additional rider premiums

*** All coverage is reduced by 50% at age 70 and older, regardless of age at enrollment. This plan may not be available to residents of all states. Affinion Benefits Group, LLC is the Plan Administrator. For California residents: Insurance product is offered by Affinion Benefits Insurance Services, Inc. underwritten by Minnesota Life Insurance Company. Affinion customer service toll-free number: 1-877-309-6576

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