Sometimes, bad things happen to good drivers. Vehicles get stolen, or are damaged beyond repair. If that happens, don't assume you'll be fully compensated by your auto insurance policy. As your car ages, its value drops quickly, and most policies only cover a vehicle's current value. With Florida Credit Union's Guaranteed Asset Protection, you can cover the “gap” between your vehicle’s value and the amount you still owe. GAP is included in your monthly auto loan payments, so there are no extra payments to make.