As a full-service mortgage lender, Florida Credit Union offers a full sweep of real estate products to meet the needs of first time homebuyers as well as current homeowners. Whether you're looking to purchase a home or refinance your mortgage, our products and services are designed to ensure you get the right personal mortgage for your unique needs. Below are the current rates for our FNMA mortgage loans. Other loan options are available which include up to 100% financing.
Get started or contact us for all mortgage options, rates, and terms.
APR = Annual Percentage Rate
Fixed Rate First Mortgage – Terms are 10, 15, 20 and 30 years. Maximum loan amount is $510,400. Rates assume a purchase price of $250,000 with 20% down and a loan amount of $200,000 with a credit score of 720 or higher. $1,175 origination charge applies to all rates and terms referenced above. This is not a loan estimate or commitment to lend. Information is as of 5/23/2022 and should be used as informational purposes only. Credit approval and other restrictions apply. Rates subject to change anytime.
Payment Example FNMA 30-year Fixed-Rate Loan: The payment on a $200,000 30-year Fixed-Rate Loan at 5.375% (5.428% APR) is $1,126.52 for the cost of 0.000 point(s) due at closing and a loan-to-value (LTV) of 80%. One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply.
Home Mortgage Disclosure Act Notice
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this Web site.