TheWaveDecember2022

THEWAVE F L O R I D A C R E D I T U N I O N Meet the Advisors With so many investment options available, even people who are good with money can use a little professional advice about financial planning. At Florida Credit Union, we offer the knowledge and experience of financial advisors Ken Toops and Jerry Johnson, available through our broker dealer, CUSO Financial Services, L.P.* Whether you’re meeting with an advisor for the first time or revisiting your financial goals, Ken and Jerry will gladly help you set a strategic course that will give you the best chance for success. If interested in learning more about our investment services, please visit flcu.org/investment-services . May your holidays be merry and bright! Ken Toops Jerry Johnson *Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. Ken Toops brings more than 10 years of industry experience to the job. His mission is to help you implement and monitor financial plans that are designed to address your specific needs and objectives, and he will accomplish this through a thoughtful, disciplined approach to investment and risk management. Ken can be reached at 352-377-4141 ext. 4272 or at ktoops.cfsinvest@flcu.org . You can also visit your local Alachua, Bradford or Columbia County branches to arrange an appointment. Jerry Johnson brings more than 13 years of industry experience and carries the designation of a Chartered Retirement Planning Counselor (CRPC®). His mission is to educate you and help you build retirement plans that are designed to address your specific needs and objectives, both now and in the future. He will accomplish this using a holistic, disciplined approach to investment and risk management. Jerry can be reached at 352-237-8222 ext 4271 or jjohnson.cfsinvest@flcu.org . You can also visit your local Marion and Volusia County branches to arrange an appointment. D E C E M B E R 2 0 2 2

RkJQdWJsaXNoZXIy ODg1OTkw