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Take advantage of low rates and make your home work for you. A home equity loan from Florida Credit Union can help you:

  • Consolidate bills into one low monthly payment
  • Use the money to finance your child’s education
  • Take that dream vacation
  • Make home improvements, remodel your home, add a pool, or just redecorate
  • Have funds for a life event such as a wedding

Home Equity Loan

Home Equity Line of Credit

Extra Equity Loan

It's easy to refinance

Home Equity Loan

  • The most flexible, money-saving way to have your home work for you
  • Pick your term. 3-, 5-, 7-, 10-, and 15-year options
  • FCU’s low interest rates means more of your money goes to principal
  • Take advantage of tax benefits
  • On most loans, FCU will pay all of the closing costs
  • Make payments online or at any FCU office


Home Equity Line of Credit

  • No closing costs on most loans
  • Your loan is linked to a Mastercard, so you don’t have to visit the credit union every time to make a purchase
  • Low rates and affordable payments
  • Take advantage of tax benefits
  • Make payments online or at any FCU office
  • Access account and transaction details online
  • Interest-only Options

Extra Equity

·Receive up to 125% of the value of your home
·Available in 5- or 10-year periods
·Affordable payments
·Property insurance may be required

Think of the Convenience!
Talk to a local Home Equity Loan Specialist on the phone. A real person that has real answers to your questions. Call your local office and press "2". Our Home Equity Loan Specialists are always available and can take your application right over the telephone:
9:00 a.m. to 8:00 p.m. Monday - Friday
9:00 a.m. to 5:00 p.m. Saturday

Any questions? Drop by our AskFCU mailbox, and let us know you are interested in a FCU Home Equity Loan.

Currently Have a Home Equity Loan Financed Elsewhere?
Why not save yourself from higher interest charges? Transfer your loan to Florida Credit Union. Call now, or email AskFCU, and we'll be happy to answer any questions on how to transfer your loan to Florida Credit Union.