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Looking for solutions to earn higher dividends? Then check out Florida Credit Union's Smart Money Market Package Accounts. FCU's Smart Money Market Package Accounts will help put your money to work for you, by earning higher dividends. Best of all, FCU's Smart Money Market Package Accounts are risk-free investments that are insured up to $350,000*.

Smart Money Account
Smart Link Money Market Account

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Smart Money Account

FCU Smart Money Account is a money market account that helps you multiply your dollars. Best of all, you still enjoy easy access to your dollars whenever you need it! Your funds are federally insured up to $100,000 by NCUA.

Open a Smart Money Account today and receive these benefits:

  • No Per Check Charges
  • Monthly Dividends
  • Six Transactions per Month (three can be by check)
  • Free Info 24 (automated phone assistance)
  • Eligible for a Free FCU Checking Account

Quick, Easy, and Convenient
We know your time is valuable, so we have made the process very convenient. If you are interested in opening a FCU Smart Money Account, call your local office today or APPLY ONLINE

*Subject to credit approval.
** Does not include surcharges from other financial institutions.

Smart Link Money Account

Open a Smart Link Money Market Account, and you will have one of the best risk-free money market accounts you will ever find. Once you open the account with a $50,000 minimum deposit balance and link to one of Florida Credit Union's Super Service Checking, Super Money Market Checking, or Pinnacle Checking package accounts, then you will receive an even higher interest rate than our Smart Money Account Package.

Plus receive a variety of benefits on your Smart Link Money Market Account such as: bonus rates on Certificates of Deposits (CDs), a free safety deposit box, free Bill Payer service and more. You will also receive a variety of benefits on your new package checking account such as:

  • Interest-Bearing Checking Account
  • Unlimited Check Writing
  • Free Visa Check Card*
  • Unlimited ATM Transactions**
  • Free Boxes of Checks
  • Free Overdraft Protection Line of Credit*

Quick, Easy, and Convenient
We know your time is valuable, so we have made the process very convenient. If you are interested in opening a FCU Smart Money Account, call your local office today or APPLY ONLINE

* Subject to credit approval.
** Does not include ATM surcharges from other financial institutions or ATM networks. 6 free ATM transactions per month for aggregate average monthly share/deposit account balances of up to $999.99, $1.00 each thereafter. 8 free ATM transactions per month for aggregate average monthly share/deposit account balances between $1,000 to $2,499.99, $1.00 each thereafter. Unlimited ATM transactions per month for aggregate average monthly share/deposit account balances over $2,500.00.


* Deposits are federally insured by NCUA, a US Government Agency, for up to $100,000; additional insurance for up to $250,000 is provided by Excess Share Insurance, a wholly owned subsidiary of American Share Insurance, the nation's largest private deposit insurer. Ask us for details.
** Subject to credit approval.
***Does not include ATM surcharges from other financial institutions or ATM networks. 6 free ATM transactions per month for aggregate average monthly share/deposit account balances of up to $999.99, $1.00 each thereafter. 8 free ATM transactions per month for aggregate average monthly share/deposit account balances between $1,000 to $2,499.99, $1.00 each thereafter. Unlimited ATM transactions per month for aggregate average monthly share/deposit account balances over $2,500.00.