As a customer-owned financial institution, Florida Credit Union is dedicated to serving only the interests of our customers. Our success is not based on making a profit by charging high rates and fees. Florida Credit Union was chartered for the purpose of saving our members money. All residents of Alachua, Bradford, Citrus, Clay, Columbia, Dixie, Flagler, Gilchrist, Hamilton, Hernando, Lake, Levy, Marion, Putnam, St. Johns, Sumter, Suwannee, Volusia and Union Counties can join Florida Credit Union.